RSS Feed

  1. LTC Health Chassis

    0

    April 23, 2012 by Milton Jones

    Okay, so you’ve become aware that your life’s savings is at risk in the game of Long Term Care.  You know about the “spend-down” rules before getting public financing. So how do you plan?  You could buy LTC insurance. In the landscape for Private Long Term Care Insurance, there are two major alternatives: •    The Health Insurance Chassis, and •    The Life Insurance Chassis. We will first explore the Health model.  Let’s say you’ve looked around and determined that $150 per day is about the realistic starting point for cost of Custodial Nursing Home care. Furthermore, assume you are a couple age 60 and 58 respectively. So what would you expect to pay for such coverage? It depends on a lot of variables. Some people will buy a two-year maximum benefit plan, while others insist on a lifetime benefit. The average nursing home stay is 30 months, but who’s average? Then there’s the matter of Inflation.  The government insists that everyone buying LTC insurance be offered Inflation Guard as an option. For example, 5 percent compound increase in benefits. I can tell you from experience that costs of care have more than doubled in the past 15 years. Mutual of …

    Read More...

  2. Political Spectrum: Open Mic, Commentators Choice — A View From the Left

    1

    April 23, 2012 by Richard Drake

    There is a wonderful scene in “The Manchurian Candidate” (the original and still the best version with Frank Sinatra) in which the character played by James Gregory can’t quite figure out how many Communists there are in the State Department. After all, he has to give a speech that day, “proving” that there are, after all. As his wife Angela Lansbury (in a magnificent role so far removed from her bland “Murder She Wrote” character) harries him, his eye falls upon the Heinz Ketchup, advertising its “57 Varieties” on the bottle. “There are 57 Communists in the State Department!” he cries aloud later that day, waving a piece of paper before TV cameras, thus becoming just one more player in Angela Lansbury’s communist plot. Yes, there were communists; he just didn’t know where to look. Today, of course, the number has jumped from 57 to 80, and they are not in the State Department but in Congress, and Ted Nugent defender Florida Congressman Allen West is the only man brave enough to speak truth-to-power. Clarifying his remarks, the good senator said he meant the folks in the Congressional Progressive Caucus. Progressives, Communists, it’s all the same, isn’t it? Really? After …

    Read More...

  3. Political Spectrum: Open Mic, Commentators Choice — A View From the Right

    0

    April 23, 2012 by Mike Landry

    I collect quotes. Every once in awhile I’ll lift something from online or copy something from a book or magazine and put it in my file of quotes. But the files are getting full and need exposure to daylight. I’m going to clean them out. Want to join me in taking a look at the following? “Think of the press as a great keyboard on which the government can play.” — Hitler’s propaganda chief, Joseph Goebbels. “Literally millions of Americans have had enough. They’re organizing, they’re studying the Constitution and the Federalis Papers, they’re reading history and case law, they’re showing up at rallies and meetings, and a slew of conservative candidates are throwing their hats into the ring.” — Garry Hubbell, Aspen Weekly Times. “Show me the man, and I’ll find you the crime.” — Soviet secret police chief Lavrenti Berea. “I love Arkansas. It’s the backbone of the nation, and it all starts with letting people be who they are.” — Ben Stein. “While it is the view of many scientists, including this one, that research behind the global warming scare has and continues to suffer from a lack of integrity, it is nonetheless true that think tanks, …

    Read More...

  4. Greenland Gobbles Grants

    0

    April 23, 2012 by Steve Winkler

    Every municipality in the country relies on grants to survive. They can come from various departments in the federal and state government or from the private sector. They can be outright gifts or may require the recipient to match an amount of the grant. Like its neighbors, the City of Greenland (pop. 1,250, despite what the city sign may say) has grant applications in the works at any given time and is now reaping the benefits of three of them. A $17,000 grant from the Arkansas General Improvement Fund which was applied for several years ago will allow for a remodel of City Hall allowing for more office space. Also included is an expansion of the library which is in city hall. The library has plans to move to another location in the future, according to Mayor Bill Groom. The Arkansas Parks and Recreation Department grant in the amount of $25,000 along with matching funds from Greenland will be used to provide new playground for the city park on Wilson Street. The equipment is “state of the art” and will be installed professionally installed said Mayor Groom. The biggest impact on the daily life of citizens will come from a …

    Read More...

  5. WF Council’s April Meeting

    4

    April 18, 2012 by Steve Winkler

    The April council meeting started with a couple of bangs when during the approval of the agenda portion, city attorney Tom Kieklak said he had the draft of a Resolution to reimburse council members for attendance at regular and special council meetings ready. The subject has not been before the council in several years. A motion was made by Rodney Drymon and seconded by Misty Caudle to place the item on the agenda. Kieklak told the council that the Resolution was written at the request of Drymon and Caudle. He told the council that it is “ubiquitous that councils reimburse” itself. A discussion later in the meeting revealed that the resolution calls for a member to receive $150 per each regular meeting. Kieklak noted that “Members don’t have to take the reimbursement; they can donate it to a project such as flowers for the garden or books at the library.” A budget adjustment would be necessary. Mr. Drymon’s motion failed — two in favor, three against, three absent. Mrs. Wright moved to put the item on the next agenda. The second bang came during the Utility Department’s report, when water commission secretary Mike Mitchell and Superintendent Bartholomew were questioned by …

    Read More...

  6. PSAs for April 17 — April 24

    0

    April 17, 2012 by Jeff Winkler

    MILITARY OFFICERS MEET The Northwest Arkansas Military Officers Group, an affiliate of the Military Officers Association of America (MOAA) will hold its bimonthly dinner meeting at the Fayetteville Clarion Inn on Friday, April 20, at 6:30 p.m. Our guest speaker is Mike Roberts from the University of Arkansas whose topic, “India, Business Perspectives” provides insight on his recent visit to India. All former, current or retired officers of all military services are invited to attend.  Please call CDR Sam Sansom, USN-Ret. at 761-3772 for additional details. FISH FRY Saturday, April 21, 5 p.m. New Sulphur. Fish fry as we kickoff our revival services; revival will be Sunday-Wednesday with Rev. Randall Wright; Sunday service will be at 11 a.m. and 6 p.m.; Monday-Wednesday night services will start at 7 p.m. located at 13425 Hogeye Rd. Prairie Grove.   GOSPEL MUSIC CONCERT  The Freemans will be in concert here at Unity Covenent Church on April 22 at 6 pm. Please invite your friends and come worship with us. The Freemans are a full-time Southern Gospel Music Ministry based in Hendersonville, Tennessee.  For the past 23 years, the Freemans have sung to countless audiences, had numerous top ten songs and have traveled all …

    Read More...

  7. Brentwood Benefit

    0

    April 17, 2012 by Steve Winkler

    Money raised at the Brentwood Benefit on Saturday, April 14, went towards supporting the West Fork Graduation Project, which helps high school seniors enjoy a safe, alcohol-free prom night. The benefit included music and an auction. Photos by Steve Winkler

    Read More...